:root {
  --bg: #f7f5f1;
  --ink: #18212b;
  --muted: #5b6672;
  --line: #d9d2c7;
  --accent: #0f5f8a;
  --card: #ffffff;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  color: var(--ink);
  background:
    radial-gradient(circle at top left, rgba(15, 95, 138, 0.08), transparent 40%),
    linear-gradient(180deg, #efebe3 0%, var(--bg) 35%, #f3f1ec 100%);
  line-height: 1.6;
}

.wrap {
  max-width: 42rem;
  margin: 0 auto;
  padding: 3rem 1.25rem 4rem;
}

.eyebrow {
  margin: 0 0 0.5rem;
  font-family: "Avenir Next", "Segoe UI", sans-serif;
  font-size: 0.8rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--accent);
  font-weight: 700;
}

h1 {
  margin: 0 0 0.75rem;
  font-size: clamp(2rem, 5vw, 2.75rem);
  line-height: 1.15;
  letter-spacing: -0.02em;
}

h2 {
  margin: 2rem 0 0.75rem;
  font-size: 1.25rem;
  font-family: "Avenir Next", "Segoe UI", sans-serif;
}

.lede, p, li {
  color: var(--muted);
  font-size: 1.05rem;
}

.lede { margin-bottom: 1.5rem; }

section {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 1.25rem 1.35rem;
  margin-top: 1rem;
}

section h2 { margin-top: 0; }

a { color: var(--accent); }

ul {
  padding-left: 1.2rem;
  margin: 0.5rem 0 0;
}

footer {
  margin-top: 2.5rem;
  padding-top: 1rem;
  border-top: 1px solid var(--line);
  font-size: 0.95rem;
}

.policy h3 {
  margin: 1.75rem 0 0.5rem;
  font-size: 1.05rem;
  font-family: "Avenir Next", "Segoe UI", sans-serif;
  color: var(--ink);
}

.policy .effective {
  font-family: "Avenir Next", "Segoe UI", sans-serif;
  font-size: 0.95rem;
  color: var(--muted);
}

.policy strong { color: var(--ink); }

.back {
  display: inline-block;
  margin-bottom: 1.25rem;
  font-family: "Avenir Next", "Segoe UI", sans-serif;
  font-size: 0.9rem;
  text-decoration: none;
}